- “Apply for ICICI Bank Gold Loan online and get up to ₹2 crore instantly. Discover easy steps, eligibility, and benefits to secure a gold loan quickly with minimal documentation.”
- Do you have gold and want to fulfill your financial needs by converting it into a loan? Then ICICI Bank Gold Loan is a great option for you. Gold loan is for those who need cash immediately, if you have gold and you need urgent money then you can deposit it in the bank and get an instant loan. In this post, we will tell you how you can apply for ICICI Bank Gold Loan online, so stay till the end of the post to know this.
What is ICICI Bank Gold Loan?
- Gold loan is a type of secured loan in which you can get a loan by depositing or mortgaging your gold ornaments and coins in the bank. This loan is given temporarily to meet your financial needs.
- According to the purity and weight of your gold, ICICI Bank gives you a loan of up to Rs 2 crore, and ICICI Bank provides gold loan for a period of 6 months to 12 months. The bank keeps your gold safe in its locker with complete security, and you can get your gold back from the bank by paying the EMI or lump sum loan amount in these 12 months.
Key Features of ICICI Bank Gold Loan.
- Low interest rates
- Easy and fast process
- Safe gold valuation
- Multiple repayment options
Eligibility for ICICI Bank Gold Loan.
- Indian citizens who are 18 years or above.
- For those who own pure gold jewellery or coins, the gold must be at least 18 carats.
Documents Required for ICICI Bank Gold Loan.
- Identification proof: Aadhaar card, PAN card
- Address proof: Voter ID, Aadhaar card
- Gold details: You need to provide details of your gold jewelry, such as carat of gold and its weight, gold bill/receipt. This will help the bank to determine the loan amount.
Benefits of ICICI Bank Gold Loan.
- Quick loan disbursal: With ICICI Bank Gold Loan, you can get a loan within a few hours or days, thus solving your financial problems quickly.
- Low loan interest rates: ICICI Bank’s gold loan interest rates are much lower than other banks, which reduces the cost of the loan.
- Safe and reliable process: ICICI Bank gives you a loan while keeping your gold safe, so you can rest assured.
ICICI Bank Gold Loan Apply Online (Steps to apply online).
- You can easily apply for gold loan from ICICI Bank website.
Contents
What is ICICI Bank Gold Loan?Key Features of ICICI Bank Gold Loan.Eligibility for ICICI Bank Gold Loan.Documents Required for ICICI Bank Gold Loan.Benefits of ICICI Bank Gold Loan.ICICI Bank Gold Loan Apply Online (Steps to apply online).ICICI Bank Gold Loan Interest Rate 2024 (Interest Rates).Contact Customer Care for ICICI Bank Gold Loan Apply Online.ICICI Bank Gold Loan Apply Online FAQs.What is the interest rate for ICICI Bank Gold Loan?Who is eligible for gold loan?In how much time does one get a gold loan?Can gold loan repayment be done online?
- First of all go to the official website of ICICI Bank and then go to the loan section.
- There you will find the option of “Gold Loan”, click on it.
- If you are not already registered, then register by filling your information.
- Fill your full name, and give the mobile number which is linked to your Aadhaar.
- Now write the OTP and tick mark the check box.
- After this click on Apply Now.
- After some time the bank will contact you itself and tell you about the further process.
ICICI Bank Gold Loan Interest Rate 2024 (Interest Rates).
- ICICI Bank gold loan interest rate 2024 is – 9.25%.
- This depends on future market conditions and may change further.
Contact Customer Care for ICICI Bank Gold Loan Apply Online.
- If you need any assistance during the application process, give a missed call to ICICI Bank customer care number 84448 84448 and the team will contact you within a short time.
For more details, visit ICICI Bank website.
ICICI Bank Gold Loan Apply Online FAQs.
What is the interest rate for ICICI Bank Gold Loan?
ICICI Bank gold loan interest rate 2024 – 9.25% हैं।
Who is eligible for gold loan?
Indian citizens above the age of 18 years who possess pure gold jewellery can apply for a gold loan.
In how much time does one get a gold loan?
The loan is disbursed within a few hours of application, provided your documents are correct.
Can gold loan repayment be done online?
Yes, you can make repayment online through the bank’s website or app.