SimplyCLICK SBI Credit Card features and benefits.

• The SBI SimplyCLICK Credit Card is a great choice for people who love shopping online. It’s perfect for young, tech-savvy users, offering rewards and cashback on every online purchase.

• Whether you’re buying electronics, clothes, or daily essentials, this card helps you save more with extra reward points. Plus, you can enjoy exclusive discounts and deals with partner websites.

• If you’re someone who frequently shops online, the SBI SimplyCLICK Credit Card gives you great value and extra perks, making it an ideal fit for today’s modern shopper.

• The issuer also offers an entry-level card called SBI Simply Save. However, it focuses on offline pricing, while SBI SimplyCLICK focuses on internet shopping.

• The SimplyCLICK SBI Credit Card is packed with features and benefits tailored for online shoppers, offering exceptional value with every purchase. You can earn reward points on all transactions, with a higher rate of rewards for online shopping. The card is especially beneficial when used with SBI Card’s exclusive partners such as Apollo 24×7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, and Yatra, where you can accumulate even more rewards.

• Key features of the SimplyCLICK SBI Credit Card include its affordable application fee and low annual charges, making it a smart choice for those seeking a cost-effective credit card. Whether you’re into food delivery, travel booking, or just browsing for the latest trends on e-commerce sites, this card enhances your online shopping experience with its substantial reward benefits.

• Additionally, it offers easy redemption options and exclusive deals with partnered brands, making it one of the best choices for maximizing your savings on everyday purchases. Explore the SimplyCLICK SBI Credit Card benefits in more detail below to see how it can simplify and reward your spending habits.

• 1. SBI Simply CLICK credit card eligibility
• 2. SBI Simply CLICK credit card charges
• 3. SBI Simply CLICK Credit Card Benefits and Features
• 4. SBI Simply CLICK credit card reward points
• 5. SBI Simply CLICK Credit Card Review & Summary

1. Eligibility Criteria for SBI Simply CLICK Credit Card.

• SBI Simply click credit card is a straightforward credit card that focuses on internet transactions. This card allows you to earn big points for your online purchases. The following are the eligibility conditions for the SBI SimplyCLICK Credit Card.

1. Minimum 21 Years and Maximum 70 Years. – Age limit
2. Applicant should be Indian citizen –  Nationality
3. Salaried or Self-Employed individuals – Income Profile
4. Salaried income of above 20000 and Self-employed applicant should have annual income tax returns above Rs. 3 Lakhs – Income Criteria

Documents Required to Apply for the SimplyCLICK SBI Card

• Applying for the SimplyCLICK SBI Card is a straightforward process, but to ensure your application goes smoothly, you’ll need to submit certain documents. Here’s a list of the key documents required:

1. Proof of Identity (Any one of the following):
   • Aadhaar Card
   • PAN Card
   • Passport
   • Voter ID
   • Driving License
2. Proof of Address (Any one of the following):
   • Aadhaar Card
   • Passport
   • Utility Bill (Electricity, Water, etc.)
   • Ration Card
   • Rent Agreement
3. Proof of Income (Any one of the following):
   • Latest Salary Slips (for salaried employees)
   • Income Tax Return (ITR) or Form 16
   • Bank Statements (for self-employed individuals)
4. Passport-sized Photograph: A recent passport-sized photo might be required.

• Make sure to have these documents handy in both physical and digital formats to streamline your application process.

2. SBI Simply CLICK Credit Card: Fees and Annual Membership Costs Explained

Overview of Charges :
The fee structure for the SBI SimplyCLICK Credit Card is subject to change at the discretion of the card issuer, without prior notice. Here’s a detailed breakdown of the charges associated with this credit card:

• Joining Fee: A one-time fee of ₹499 plus applicable taxes is charged upon joining.
• Annual Fee/Renewal Fee: The annual fee for the SBI SimplyCLICK Credit Card is ₹499 plus taxes. This fee is reversible based on your spending in the previous year.
• Spend-Based Waiver: If you spend ₹1,00,000 or more during your card’s anniversary year, the renewal fee will be waived.
• Rewards Redemption Fee: A fee of ₹99 applies when redeeming rewards.
• Foreign Currency Markup: A 2% markup is applied on foreign currency transactions.
• Interest Rate: The monthly interest rate is 3.50%, which translates to an annual rate of 42%.
• Fuel Surcharge: A fuel surcharge of 1% will be waived for transactions between ₹500 and ₹3,000.
• Cash Advance Charges: A fee of 2.5% or ₹500, whichever is higher, applies for cash advances.
• Add-On Card Fee: There is no fee for add-on cards.

 3. SBI Simply CLICK Credit Card Benefits and Features.

• The SBI Simply CLICK Credit Card is designed for individuals who enjoy online shopping, dining, and travel. With a range of benefits tailored to modern lifestyles, this card offers convenience and rewards that cater to various spending habits. Here’s a closer look at what the SBI Simply CLICK Credit Card has to offer:

1. Welcome Benefits

• Bonus Reward Points: Upon making your first transaction within 30 days of receiving the card, you earn additional reward points, which can kickstart your reward accumulation.

2. Reward Points

• Accelerated Reward Points on Online Shopping: Earn 10 reward points for every ₹100 spent on online shopping, making it an ideal choice for e-commerce enthusiasts.
• Regular Spend Rewards: Get 1 reward point for every ₹100 spent on all other transactions, allowing you to accumulate points on everyday purchases.

3. Annual Fee Waiver

• Easy Fee Waiver: The annual fee can be waived if you spend ₹1 lakh or more in a year, making it a cost-effective option for frequent users.

4. Exclusive Discounts and Offers

• Shopping and Dining Offers: Enjoy exclusive discounts on popular online platforms and restaurants, enhancing your shopping and dining experiences.
• Online Sale Promotions: Benefit from additional discounts and cashback during special sales on partnered e-commerce websites.

5. Flexibility in Payments

• Easy Payment Plans: Convert your big purchases into easy EMIs with flexible repayment options, making it easier to manage your finances.
• Contactless Payments: Enjoy the convenience of making quick payments with contactless technology, providing a faster checkout experience.

6. Insurance Coverage

• Inbuilt Insurance Benefits: Get complimentary insurance coverage for personal accidents, making it a safer choice for travelers and commuters.

7. Reward Redemption

• Versatile Redemption Options: Redeem your accumulated reward points for a wide range of options, including merchandise, cashback, and gift vouchers, giving you flexibility in how you use your rewards.

8. Fuel Benefits

• Fuel Surcharge Waiver: Enjoy a waiver on fuel surcharge when you use your SBI Simply CLICK Credit Card for fuel purchases, making it economical for vehicle owners.

9. Online Account Management

• User-Friendly Mobile App: Manage your credit card account easily through the SBI YONO app, where you can track your spending, pay bills, and view your rewards.

10. Customer Support

• 24/7 Customer Service: Benefit from round-the-clock customer support for any queries or issues related to your credit card.

Conclusion

• The SBI Simply CLICK Credit Card stands out with its robust features and benefits tailored for online shoppers and frequent diners. With the potential for significant reward points accumulation and a range of exclusive offers, this card is a smart choice for anyone looking to maximize their spending benefits. Whether you’re indulging in online shopping or dining out, the SBI Simply CLICK Credit Card can enhance your lifestyle while keeping your finances in check.

4. Rewards For Simply CLICK SBI Credit Card.

• With the Simply Click SBI Card, you earn 1 reward point for every Rs. 100 spent. These reward points can be incredibly beneficial! You can either use them to pay off your credit card balance or redeem them for a variety of gifts from our extensive reward catalog. To explore the exciting options available, simply click here to browse our reward catalog.

• It’s important to note that 4 reward points are equivalent to Rs. 1 (i.e., 4 Reward Points = Rs. 1).

• Additionally, the Simply Click SBI Card offers an exclusive 10X reward points promotion. When you shop with our selected partners, you earn 10 reward points for every Rs. 150 spent. This means more rewards for your everyday purchases!

• Take advantage of these fantastic benefits and start maximizing your rewards today!

 5. SBI Simply CLICK Credit Card Review & Summary.

• The SimplyCLICK SBI Credit Card is packed with features and benefits tailored for online shoppers, offering exceptional value with every purchase. You can earn reward points on all transactions, with a higher rate of rewards for online shopping. The card is especially beneficial when used with SBI Card’s exclusive partners such as Apollo 24×7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, and Yatra, where you can accumulate even more rewards.

SBI Simply Click Credit Card Interest Rates

• The SBI Simply Click credit card offers an interest-free period ranging from 20 to 50 days, depending on the submission of claims by the merchant. However, if there is any outstanding balance from the previous month’s bill, the interest-free period will be suspended.

• To avoid finance charges, ensure that the outstanding amount from the previous month is cleared. The finance charges on transactions are set at 3.50% per month, which equates to an annual percentage rate of 42%.

Customer Care for SBI Simply Click Credit Card

• For assistance and more information, you can reach out to SBI’s 24/7 helpline at the following numbers:

1. Toll-Free: 1800-11-2211
2. Toll-Free: 1800-425-3800
3. Landline: 080-26599990

• These toll-free numbers are accessible from both landlines and mobile phones throughout the country.

SBI Simply Click vs. SBI Simply Save

The SBI Simply Save and SBI Simply Click credit cards are designed to cater to different spending habits and preferences, each offering unique features and benefits.

• SBI Simply Save Credit Card: Ideal for those who often dine out, enjoy movies, shop at department stores, or purchase groceries. It provides 10X rewards in these categories, allowing for significant savings for frequent spenders in these areas.
• SBI Simply Click Credit Card: Best suited for individuals who make numerous online purchases. This card offers 10X rewards on select partner transactions and 5X rewards on all other online spending, helping online shoppers maximize their savings.

Disclaimer :

The information provided in this blog post regarding the features and benefits of the SimplyCLICK SBI Credit Card is intended for educational purposes only and is based on the best efforts of the author. Please note that the details presented here may change or be modified at any time by the credit card issuing entity, including SBI Card. The issuance of the credit card, along with any changes in fees, charges, terms and conditions, benefits, and features, is at the sole discretion of the card issuing entity.

Before applying for the SimplyCLICK SBI Credit Card, we highly recommend visiting the official website of SBI Card or contacting your nearest branch for the most accurate and up-to-date information. The author of this blog and the website moneyinflow.in do not accept any responsibility for changes made by the credit card issuer or for any consequences arising from the use of this information.